Visualize Your Annual Budget Flow
The most intuitive way to break down your salary. Use our free annual budget visualizer to see exactly where your money goes—from income to expenses and savings.
Free to Use
Sankey Diagram
Simple Planning
Why Use Our Annual Budget Calculator?
Our free annual budget planning tool helps you gain complete financial clarity and make informed decisions about your money throughout the year.
Visual Budget Planning
See your entire annual budget at a glance with interactive Sankey diagrams. Understand exactly where your money flows from income to expenses.
Track Spending Patterns
Identify spending trends and find opportunities to save. Our budget calculator shows you which expense categories need attention and where you can optimize.
Achieve Financial Goals
Plan for major purchases, build an emergency fund, or increase savings. A well-planned annual budget is your roadmap to financial success in 2025.
100% Free & Private
No registration required, no hidden fees. Your financial data stays private and secure. Use our budget planner as many times as you need, completely free.
Mobile-Friendly
Plan your annual budget on any device. Our responsive design works perfectly on desktop, tablet, and mobile phones for budgeting on the go.
Instant Results
Get immediate visual feedback as you enter your income and expenses. See your budget balance update in real-time with our fast calculator.
❓ Frequently Asked Questions About Annual Budget
Everything you need to know about creating and managing your annual budget.
Is this annual budget visualizer free?
Yes, our annual budget tool is 100% free. You can create unlimited diagrams, edit your salary data, and download the results without any cost or subscription.
What is an annual budget?
An annual budget is a financial plan that outlines your expected income and expenses for an entire year. It helps you allocate resources, track spending, and achieve financial goals over a 12-month period.
How do I create an effective annual budget?
Start by listing all income sources, then categorize your expenses (housing, food, transportation, etc.). Use our budget calculator to visualize the flow and ensure your expenses don't exceed your income.
Why is a Sankey diagram better for budgeting?
A Sankey diagram shows the magnitude of flow. Unlike a pie chart, it connects the source of money (Salary) to its destination (Expenses/Savings). This makes it the best way to visualize an annual budget because you can see the "path" of every dollar you earn.
Can I share my budget diagram with others?
Absolutely. When you finish editing your annual budget, simply copy the URL. The link contains your budget parameters (encoded securely), allowing anyone with the link to view your specific visualization instantly.
How often should I update my annual budget?
Review your annual budget monthly to track actual vs. planned spending. Major life changes (new job, moving, etc.) should trigger an immediate budget revision to keep your financial plan relevant.
What's the 50/30/20 budget rule?
The 50/30/20 rule suggests allocating 50% of income to needs, 30% to wants, and 20% to savings. Our annual budget calculator helps you see if your spending aligns with this popular guideline.
Can I use this for business budgeting?
While designed for personal finance, our annual budget tool can work for small businesses or freelancers. Simply replace income categories with revenue streams and expenses with business costs.
Is my financial data stored on your server?
No. We prioritize your privacy. All annual budget data happen in your browser. If you share a link, the data is encoded in the URL itself, not stored in our database.